2026 Conforming Loan Limits — California
Select a county to see the 2026 FHFA conforming loan limit, the jumbo threshold, and multi-unit limits. Loans above the conforming limit require jumbo financing with different qualification standards.
California Counties
Los Angeles CountyConforming limit from $832,750 · Median home $820,000San Diego CountyConforming limit from $832,750 · Median home $890,000Orange CountyConforming limit from $832,750 · Median home $1,050,000Riverside CountyConforming limit from $832,750 · Median home $530,000Sacramento CountyConforming limit from $832,750 · Median home $470,000San Bernardino CountyConforming limit from $832,750 · Median home $470,000Alameda CountyConforming limit from $832,750 · Median home $1,050,000Contra Costa CountyConforming limit from $832,750 · Median home $890,000San Francisco CountyConforming limit from $832,750 · Median home $1,350,000Fresno CountyConforming limit from $832,750 · Median home $350,000Kern CountyConforming limit from $832,750 · Median home $340,000
About these limits: 2026 conforming limits are set by FHFA. The national baseline is $832,750 for a single-family home. High-cost areas may qualify for limits up to $1,249,125. Loans exceeding the county limit are classified as jumbo mortgages.