Terms of Use

1. Acceptance

By using RealHomeCost.net (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site. The Site is owned and operated by Build in Silence LLC.

2. Educational use only

All calculators, estimates, data, and content on this Site are provided for educational and informational purposes only. Nothing on this Site constitutes:

• A loan offer, commitment to lend, or prequalification
• Financial, investment, legal, or tax advice
• A guarantee of any specific rate, payment, or cost

Always consult a licensed mortgage professional, financial advisor, or attorney before making real estate or financial decisions.

3. Accuracy of information

We make reasonable efforts to keep data current and accurate, including annual updates to FHA and conforming loan limits and periodic updates to property tax and insurance estimates. However, we make no warranty — express or implied — as to the accuracy, completeness, or timeliness of any information. Actual costs will vary based on your specific loan, property, credit profile, lender, and location.

4. No lender relationships

Build in Silence LLC is not a mortgage lender, broker, or financial institution. We have no affiliation with any lender and do not originate, broker, or arrange loans. No lender pays to appear in our content or calculators.

5. Limitation of liability

To the maximum extent permitted by law, Build in Silence LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of — or inability to use — the Site or its content. This includes any financial decisions made based on information found on this Site.

6. Intellectual property

All content on this Site — including text, data compilations, design, and code — is the property of Build in Silence LLC or its data licensors and is protected by applicable copyright and intellectual property laws. You may use the Site for personal, non-commercial purposes. Scraping, reproduction, or redistribution of content without written permission is prohibited.

7. Third-party links and ads

The Site may display third-party advertisements via Google AdSense and may link to external sites. We are not responsible for the content or privacy practices of any third party. Appearance of an ad does not constitute endorsement.

8. Governing law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

9. Changes

We may update these Terms at any time. The "Last updated" date above reflects the most recent revision. Continued use of the Site after changes constitutes acceptance.

10. Contact

Questions about these Terms? Email louis@infamydaily.com.