2026 Conforming Loan Limits — Texas
Select a county to see the 2026 FHFA conforming loan limit, the jumbo threshold, and multi-unit limits. Loans above the conforming limit require jumbo financing with different qualification standards.
Texas Counties
Harris CountyConforming limit from $832,750 · Median home $290,000Dallas CountyConforming limit from $832,750 · Median home $320,000Tarrant CountyConforming limit from $832,750 · Median home $310,000Travis CountyConforming limit from $832,750 · Median home $560,000Bexar CountyConforming limit from $832,750 · Median home $260,000El Paso CountyConforming limit from $832,750 · Median home $195,000Nueces CountyConforming limit from $832,750 · Median home $210,000
About these limits: 2026 conforming limits are set by FHFA. The national baseline is $832,750 for a single-family home. High-cost areas may qualify for limits up to $1,249,125. Loans exceeding the county limit are classified as jumbo mortgages.