RealHomeCost.net

2026 FHA Loan Limits — District of Columbia

Select a county to see the 2026 FHA loan limit, multi-unit limits, MIP cost estimates, and how your loan compares to the conforming limit.

District of Columbia Counties

About these limits: 2026 FHA limits for District of Columbia reflect HUD ML 2025-23, effective January 1, 2026. The national floor is $541,287; high-cost areas may qualify for higher limits up to $1,249,125.