2026 FHA Loan Limits — Texas
Select a county to see the 2026 FHA loan limit, multi-unit limits, MIP cost estimates, and how your loan compares to the conforming limit.
Texas Counties
Harris CountyFHA limit from $541,287 · Median home $290,000Dallas CountyFHA limit from $541,287 · Median home $320,000Tarrant CountyFHA limit from $541,287 · Median home $310,000Travis CountyFHA limit from $541,287 · Median home $560,000Bexar CountyFHA limit from $541,287 · Median home $260,000El Paso CountyFHA limit from $541,287 · Median home $195,000Nueces CountyFHA limit from $541,287 · Median home $210,000
About these limits: 2026 FHA limits for Texas reflect HUD ML 2025-23, effective January 1, 2026. The national floor is $541,287; high-cost areas may qualify for higher limits up to $1,249,125.