Arapahoe County, CO Mortgage Calculator
Estimate your monthly mortgage payment in Arapahoe County with local property tax rates, homeowners insurance, and 2025 FHA and conforming loan limits.
Extra Monthly Payment
$
Estimated Monthly Payment
$2,539
Estimates are for educational purposes only and are not a loan offer or commitment to lend.
FHA Eligible
Loan Amount: $336,000
LTV: 0.01%
P&I Payment
$2,224
Total Interest
$464,692
over loan life
Payoff
30 yr
Closing Costs
$5,480–$10,228
est. range
Monthly Payment Breakdown
2025 Loan Limit Context
FHA Limit
$833,750
Conforming Limit
$833,750
Amortization Schedule
| Mo. | Payment | Principal | Interest | Balance | Total Interest |
|---|---|---|---|---|---|
| 1 | $2,224 | $278 | $1,946 | $335,722 | $1,946 |
| 2 | $2,224 | $280 | $1,944 | $335,442 | $3,890 |
| 3 | $2,224 | $281 | $1,943 | $335,161 | $5,833 |
| 4 | $2,224 | $283 | $1,941 | $334,878 | $7,774 |
| 5 | $2,224 | $285 | $1,940 | $334,593 | $9,714 |
| 6 | $2,224 | $286 | $1,938 | $334,307 | $11,652 |
| 7 | $2,224 | $288 | $1,936 | $334,019 | $13,588 |
| 8 | $2,224 | $290 | $1,935 | $333,729 | $15,522 |
| 9 | $2,224 | $291 | $1,933 | $333,438 | $17,455 |
| 10 | $2,224 | $293 | $1,931 | $333,145 | $19,386 |
| 11 | $2,224 | $295 | $1,929 | $332,850 | $21,316 |
| 12 | $2,224 | $296 | $1,928 | $332,554 | $23,244 |
Months 1–12 of 360
2025 Loan Limits — Arapahoe County, CO
| Limit Type | 2025 Limit | Note |
|---|---|---|
| FHA Loan Limit (1-unit) | $833,750 | Max loan for FHA-insured mortgage |
| Conforming Loan Limit (1-unit) | $833,750 | Fannie Mae / Freddie Mac eligible |
Source: HUD / FHFA. Data as of 2025-01-15.
FAQ — Arapahoe County Mortgage
What is the property tax rate in Arapahoe County?
The effective property tax rate in Arapahoe County is approximately 0.52%. This means a home worth $420,000 would have an estimated annual tax bill of about $2,184.
What is the 2025 FHA loan limit in Arapahoe County?
The 2025 FHA loan limit for a single-family home in Arapahoe County, CO is $833,750.
What is the conforming loan limit in Arapahoe County?
The 2025 conforming loan limit in Arapahoe County is $833,750. Loans above this amount are considered jumbo loans.