Nashville, TN Mortgage Calculator
Estimate your monthly mortgage payment in Nashville including property taxes, homeowners insurance, PMI, and 2025 loan limits.
Extra Monthly Payment
$
Estimated Monthly Payment
$2,786
Estimates are for educational purposes only and are not a loan offer or commitment to lend.
FHA Eligible
Loan Amount: $360,000
LTV: 0.01%
P&I Payment
$2,383
Total Interest
$497,884
over loan life
Payoff
30 yr
Closing Costs
$7,016–$13,097
est. range
Monthly Payment Breakdown
2025 Loan Limit Context
FHA Limit
$524,225
Conforming Limit
$806,500
Amortization Schedule
| Mo. | Payment | Principal | Interest | Balance | Total Interest |
|---|---|---|---|---|---|
| 1 | $2,383 | $298 | $2,085 | $359,702 | $2,085 |
| 2 | $2,383 | $300 | $2,083 | $359,402 | $4,168 |
| 3 | $2,383 | $301 | $2,082 | $359,101 | $6,250 |
| 4 | $2,383 | $303 | $2,080 | $358,798 | $8,330 |
| 5 | $2,383 | $305 | $2,078 | $358,493 | $10,408 |
| 6 | $2,383 | $307 | $2,076 | $358,186 | $12,484 |
| 7 | $2,383 | $309 | $2,074 | $357,877 | $14,558 |
| 8 | $2,383 | $310 | $2,073 | $357,567 | $16,631 |
| 9 | $2,383 | $312 | $2,071 | $357,255 | $18,702 |
| 10 | $2,383 | $314 | $2,069 | $356,941 | $20,771 |
| 11 | $2,383 | $316 | $2,067 | $356,625 | $22,838 |
| 12 | $2,383 | $318 | $2,065 | $356,308 | $24,904 |
Months 1–12 of 360
2025 Loan Limits — Davidson County, TN
| Limit Type | 2025 Limit | Note |
|---|---|---|
| FHA Loan Limit (1-unit) | $524,225 | Max loan for FHA-insured mortgage |
| Conforming Loan Limit (1-unit) | $806,500 | Fannie Mae / Freddie Mac eligible |
Source: HUD / FHFA. Data as of 2025-01-15.
FAQ — Nashville Mortgage
What is the average mortgage payment in Nashville?
Based on the median home value of $450,000 in Nashville, a 30-year conventional loan with 20% down at current illustrative rates would result in an estimated P&I payment. Add local property taxes and insurance for a full PITI estimate.
What is the 2025 FHA loan limit in Nashville?
The 2025 FHA loan limit for Nashville (Davidson County) is $524,225.
What is the conforming loan limit in Nashville?
The 2025 conforming loan limit for Nashville is $806,500. Loans above this are considered jumbo.